The Street Style (and Phoebe Philo–Approved) Way to Wear a Necklace This Summer

This summer, fashion insiders are embracing a new way to wear necklaces—one that aligns with the understated elegance often championed by celebrated designer Phoebe Philo. Known for her minimalist aesthetic and focus on subtle sophistication, Philo has long influenced how many approach fashion, and her signature style ethos is now guiding one of the season’s most wearable trends.

In place of bold statement pieces or thickly layered chains, the new trend in necklaces emphasizes minimalism, purpose, and positioning. This rising style redefines the relationship between jewelry and the neckline, redirecting focus from impactful decoration to subtle intricacy. The outcome is a novel, easygoing appearance that aligns with the essence of summer: laid-back, airy, and intentionally selected.

At the heart of this trend is the collarbone—a delicate, often underappreciated area that now takes center stage. Necklaces this season are being worn shorter, resting just at or above the collarbone, often on bare skin with minimalist tops or relaxed tailoring. The effect is soft yet striking, allowing the jewelry to enhance rather than dominate an outfit.

Phoebe Philo’s impact is especially noticeable in how these necklaces enhance the overall appearance. Whether combined with a neatly unbuttoned white shirt or a strapless top made from a natural material, the styling highlights simplicity and precision. The necklaces are usually delicate chains adorned with small, artistic pendants—items that seem to have been selected thoughtfully and worn purposefully.

Fashion trends from style hubs such as Paris, Copenhagen, and New York have contributed to the rise of this look. Influencers and fashion experts have been seen mixing the trend with large blazers, linen items, and dresses in muted colors, maintaining a minimalist approach to jewelry. The aim is not to overdo but to enhance—employing a single element to achieve balance in the whole ensemble.

Gold and silver continue to be the leading metals in this trend, frequently finished with a matte or gently brushed texture instead of a shiny surface. There is an increasing fascination with natural shapes and uneven designs—such as pendants inspired by nature or those with slight imperfections. These selections reflect a larger movement in fashion emphasizing originality, personal expression, and skilled artistry.

This necklace styling approach is also highly adaptable. It works seamlessly from day to evening, offering just enough interest to stand on its own or to serve as the foundation for layering with other delicate pieces. In warmer weather, when less clothing leaves more skin exposed, this styling trick provides a sophisticated finishing touch that never feels overdone.

Another significant aspect of this movement is how accessible it is. Since the emphasis is on individual expression and subtlety, it’s not necessary to spend on luxury jewelry pieces. Even simple, tastefully made items can create the desired aesthetic. The main factor is careful coordination—picking a neckline that highlights the collarbone and opting for a necklace that reflects your personal style.

As with many fashion movements rooted in Philo’s philosophy, the focus here is less about following rules and more about creating visual balance. It’s about being deliberate with each element of an outfit, recognizing how proportion, material, and detail can interact in quiet but powerful ways. This summer’s necklace trend isn’t about making noise—it’s about making an impression through elegance, ease, and restraint.

In a season that celebrates freedom and lightness, this minimalist jewelry approach feels perfectly in tune. It doesn’t demand attention—it invites it, subtly enhancing the natural lines of the body and the fluidity of summer silhouettes. Whether layered over sun-kissed skin or worn with a crisp shirt collar, the necklace becomes more than an accessory. It becomes an extension of the wearer’s aesthetic.

As fashion continues to prioritize wearability and timelessness, expect to see more interpretations of this trend throughout the season and beyond. Designers, stylists, and everyday fashion enthusiasts alike are proving that sometimes, the most powerful statement is the one whispered—delicately placed around the neck, catching the light with every movement, and leaving a lasting impression of quiet sophistication.